Privacy Policy
Philip Harman's Personal Development for Wealth Creation Website
P HARMAN D.S.D. Inc. Privacy Policy
Welcome to Philip Harman's Personal Development for Wealth Creation
Website P HARMAN D.S.D. Inc.
philipharman.com
PRIVACY POLICY
Thank you for visiting philipharman.com (the "Site").
This site is owned and operated by Philip Harman.
At philipharman.com we understand that your privacy
online is important and that we take privacy seriously for the users
("Visitors") and Registering Customers of our Site, especially when
conducting business. We want to make your experience online
satisfying and safe.
Because we gather certain types of information about our users
("Visitors") and Registering Customers, we feel you should fully
understand our policy and the terms and conditions surrounding the
capture and use of that information. This Privacy Policy Covers our
privacy policies with respect to you the user of the Site or users
("Visitors") who visit without conducting business and Visitors who
register to conduct business on the Site and make use of the variety
services offered by philipharman.com
INFORMATION philipharman.com (the "Site") GATHERS AND
TRACKS
(PII) "Personally Identifiable Information"
(PII) is any piece of information which can potentially be used to
uniquely identify, contact, or locate a single person to whom such
information pertains, including, but not limited to, Full name,
National identification number, Telephone number, Street address,
E-mail address, IP address, Credit card numbers, Date of Birth.
(PII) Does Not include information that is collected anonymously.
(PII) personal information that is collected.
We may collect basic user information voluntarily submitted by our
users ("visitors"). We may collect additional information from our
Registering Customers: Full name, National identification number,
Telephone number, Street address, E-mail address, IP address, Credit
card numbers, or Date of Birth, of Registering Customers. This
information is only used to fulfill your specific request, unless
you give us permission to use it in another manner, for example to
add you to one of our mailing lists.
Other Organizations that may be collecting the (PII) personal
information.
Besides our Website and its direct collection of (PII) personal
information, There are links on our site going to third party
service vendors ( including affiliated sites, credit card companies,
a large variety of different merchants, banks and services) that may
collect personal information from our website visitors and
registering customers. We do not have any control over how these
third parties use such (PII) personal information, these sites may
have different privacy policy practices and we encourage you to take
time to read their privacy policies. These other sites may place
their own cookies or other files on your computer, collect data or
solicit for personal information from you.
Distribution of (PII) personal Information.
We may share information with governmental agencies or other
companies assisting us in fraud prevention or investigation. We may
do so when: (1) permitted or required by law; or, (2) trying to
protect against or prevent actual or potential fraud or unauthorized
transactions; or, (3) investigating fraud which has already taken
place. The information is not provided to these companies for
marketing purposes.
How this site uses (PII) personal Information.
We use (PII) personal information to customize the Site, to make
appropriate service offerings, and to fulfill buying and selling
requests on the Site. We may email users ("Visitors") and
Registering Customers about research or purchase and selling
opportunities on the Site or information related to the subject
matter of the Site. We may also use (PII) personal information to
contact users ("Visitors") and Registering Customers in response to
specific inquiries, or to provide requested information.
Children.
Consistent with the Federal Children's Online Privacy Protection Act
of 1998 (COPPA), we will never knowingly request personally
identifiable information from anyone under the age of 13 without
requesting parental consent.
Message boards, Blogs and forums.
Users of the site's Message Boards, Blogs and Forums must register
separately for these services (they are free of charge) in order to
post messages, although they needn't register to visit the site.
During registration the user is required to supply a username,
password, and email address.
How is (PII) personal Information stored?
Personally Information collected by philipharman.com is
stored on secure data networks protected by industry standard
firewall and password protection systems. Our security and privacy
policies are periodically reviewed and enhanced as necessary and
only authorized individuals have access to the information provided
by our users ("Visitors") and Registering customers. Sensitive
information, such as credit card numbers or social security numbers,
is protected by encryption protocols, in place to protect
information sent over the Internet. While we take commercially
reasonable measures to maintain a secure site, electronic
communications and databases are subject to errors, tampering and
break-ins, and we cannot guarantee or warrant that such events will
not take place and we will not be liable to users ("Visitors") or
Registering Customers for any such occurrences.
Choices are available to Users ("Visitors") regarding collection,
use and distribution of the (PII) personal information.
Users ("Visitors") and Registering Customers may opt out of
receiving unsolicited information from or being contacted by us
and/or our vendors and affiliated agencies by responding to emails
as instructed, or by contacting us at philip@philipharman.com
Cookie/Tracking Technology
The Site may use cookie and tracking technology depending on the
features offered. Cookie and tracking technology are useful for
gathering information such as browser type and operating system,
tracking the number of visitors to the Site, and understanding how
visitors use the Site. Cookies can also help customize the Site for
visitors. Personal information cannot be collected via cookies and
other tracking technology, however, if you previously provided
personally identifiable information, cookies may be tied to such
information. Aggregate cookie and tracking information may be shared
with third parties. You can refuse cookies by turning them off in
your browser. If you've set your browser to warn you before
accepting cookies, you will receive the warning message with each
cookie. You do not need to have cookies turned on to use this site.
However, you do need cookies to participate actively in message
boards, blogs, forums, polling, surveys or other areas of the site.
We use third-party advertising companies to serve ads when you visit
our website. These companies may use information (not including your
name, address, email address, or telephone number) about your visits
to this and other websites in order to provide advertisements about
goods and services of interest to you. If you would like more
information about this practice and to know your choices about not
having this information used by these companies,
click here.
Google, as a third party vendor, uses cookies to serve ads on our
site.
Google's use of the DART cookie enables it to serve ads to your
users based on their visit to your sites and other sites on the
Internet.
Users may opt out of the use of the DART cookie by visiting the
Google ad and content network privacy policy.
philipharman.com uses login information.
philipharman.com uses login information, including, but
not limited to, IP addresses, ISPs, and browser types, to analyze
trends, administer the Site, track a user's ("Visitors") and
Registering Customers movement and use, and gather broad demographic
information.
Users ("Visitors") & Registering Customers can correct any
inaccuracies in (PII) Personally Information.
Users ("Visitors") and Registering Customers may contact us to
update (PII) Personally Information about them or to correct any
inaccuracies by emailing us at philip@philipharman.com
Users ("Visitor") can delete or deactivate Personally Information
collected by the Site.
We provide Visitors and Registering Customers with a mechanism to
delete/deactivate (PII) Personally Information from the Site's
database or by contacting philip@philipharman.com However, because
of backups and records of deletions, it may be impossible to delete
a users ("Visitor's") entry without retaining some residual
information. An individual who requests to have (PII) Personally
Information deactivated will have this information functionally
deleted, and we will not sell, transfer, or use (PII) Personally
Information relating to that individual in any way moving forward.
Privacy Policy Changes.
We will let our users ("Visitors") and Registering Customers know
about changes to our privacy policy by posting such changes on the
Site. However, if we are changing our privacy policy in a manner
that might cause disclosure of (PII) Personally Information that a
user ("Visitor") or Registering Customer has previously requested
not be disclosed, we will contact such user ("Visitor") or
Registering Customer to allow such user ("Visitor") or Registering
Customer to prevent such disclosure.
By Using This Site Philip Harman's Personal Development for Wealth
Creation Website P HARMAN D.S.D. Inc.
By using this site, you consent to the collection and use of this
information by philipharman.com. If we decide to change
our privacy policy, we will post those changes on this page so that
you are always aware of what information we collect, how we use it,
and under what circumstances we disclose it.
©2006-09 P HARMAN D.S.D. Inc. philipharman.com. All
rights reserved.
P HARMAN D.S.D. Inc.
4713 Date Ct.
Loveland, CO 80538